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Stablecoin-native blockchain UX is a hot topic. ApiCharge has been trialing this on mainnet since last year. Your users pay and get paid in USDC and EURC—no native tokens, no gas fee confusion. Just dollars and euros on-chain.

Live on mainnet, available in 180 countries. Powered by Stellar.

What Stablecoin-Native Means

Traditional blockchain applications require users to hold native tokens (like ETH or XLM) to pay gas fees, creating friction and confusion. With ApiCharge's stablecoin-native approach:

  • Users pay in USDC or EURC—currencies they understand
  • No need to acquire or manage native blockchain tokens
  • Transaction fees are minimal (as low as 0.25 cents)
  • Settlement happens in seconds, not minutes

Powered by Stellar

Stellar's architecture makes this possible. Fast finality, low fees, and first-class support for stablecoins mean we can deliver a UX where blockchain complexity stays invisible to end users. They see dollars and euros; the infrastructure handles the rest.

Public Beta Now Open

We're now opening this up as a public beta. You can participate in two ways:

  • As a client — Try the mainnet UX and experience stablecoin-native payments firsthand
  • As a provider — Grab the Docker image and run your own monetising node

We want feedback from both sides.

Try the mainnet demo | See the announcement on X

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